Terms of Use

By accessing this website you agree to these Terms of Use. If you do not agree, please do not use the site.

Informational Use

Content on this site is general information about New Jersey workers' compensation insurance. It is not legal advice, insurance advice, an offer to insure, or a binding quote. Coverage is subject to underwriting and policy terms, and benefit amounts are governed by New Jersey statute.

Licensing

Joseph J. Schipsi, Inc. is a licensed independent insurance agency. We transact insurance only in states where we are licensed.

No Warranty

The site is provided "as is" without warranties of any kind. We do not guarantee the accuracy, completeness, or availability of any content.

Limitation of Liability

To the fullest extent permitted by law, Joseph J. Schipsi, Inc. is not liable for indirect, incidental, or consequential damages arising from use of this site.

Third-Party Links & Services

Links and embedded services such as chat widgets are provided for convenience and are not endorsements. We are not responsible for their content or practices.

Changes

We may update these terms at any time. Continued use of the site constitutes acceptance of the updated terms.

Contact

Joseph J. Schipsi, Inc. — 20 Brace Road, Suite 375, Cherry Hill, NJ 08034 · 888-724-4774